2 thoughts on “2021 Refund the principal new policy”
Erika
The 2021 refund of the principal’s new policy is mainly for some high -interest borrowing platforms to use the borrowing platform for fraud. The main purpose is to force the problem platform to take the initiative to repay the money and speed up the repayment. Some relevant personnel said that these unconventional borrowing platforms must return the principal to the victims in full, and must not be discounted. In addition, in order to ensure that the victims can recover all the funds and restore the property losses of the victims, in addition to re -sentenced the criminals, they must continue to trace the whereabouts of the funds, find out the capital trend, and comprehensively recover the stolen money. And they will confiscate all the property of scammers and family members. These assets that are recovered and confiscated will not be returned to the treasury, but they will return them to the victims, thereby minimizing the property losses of the victims. The platforms that are currently severely hit include wonderful financial finance, 58 car loans, general capital uniforms, joint loans, Lianhe Finance and so on. When applying for borrowing on the loan platform, the lender must polish the eyes and check whether the loan platform holds the consumer financial license issued by the CBRC to confirm whether the loan platform has a private loan qualification. If not, it is recommended that the borrower replace the loan platform to avoid more serious consequences. The interest rate of private lending can be appropriately higher than the bank’s interest rates. The people’s courts in various regions can be grasped specifically according to the actual situation of the region, but the maximum must not exceed four times the interest rate of the interest rate of similar loans. Beyond this limit, the interest beyond the interest is not protected. [Legal basis] “Several Opinions of the Supreme People’s Court on the People’s Court of Court of Lending Cases” Article 6 The interest rate of civil loans may be higher than the interest rate of the bank. The situation is specific, but the maximum shall not exceed four times the interest rate of the bank’s similar loan interest rate. Beyond this limit, the interest beyond the interest is not protected. Article 7 The borrower shall not account the interest in the principal. In the trial, if the creditor calculates the interest in the principal, the interest rate exceeds the limit specified in Article 6, and the interest exceeding parts will not be protected.
Pay content for time limit to check for freenThe answer is very happy to answer the doubts for you, Article 25 of the “Regulations on Preventing and Disposing Illegal Fund” stipulates: “Illegal fundraising and illegal fundraising to help people should refund the fund -raising funds from the fundraising participants. . Any unit or individual may obtain economic benefits from illegal fund -raising. Due to the loss of participating in illegal fundraising, the fundraising participants should be borne by themselves. “If you can continue to ask me if you don’t understand You live a happy life!
The 2021 refund of the principal’s new policy is mainly for some high -interest borrowing platforms to use the borrowing platform for fraud.
The main purpose is to force the problem platform to take the initiative to repay the money and speed up the repayment. Some relevant personnel said that these unconventional borrowing platforms must return the principal to the victims in full, and must not be discounted. In addition, in order to ensure that the victims can recover all the funds and restore the property losses of the victims, in addition to re -sentenced the criminals, they must continue to trace the whereabouts of the funds, find out the capital trend, and comprehensively recover the stolen money. And they will confiscate all the property of scammers and family members. These assets that are recovered and confiscated will not be returned to the treasury, but they will return them to the victims, thereby minimizing the property losses of the victims. The platforms that are currently severely hit include wonderful financial finance, 58 car loans, general capital uniforms, joint loans, Lianhe Finance and so on. When applying for borrowing on the loan platform, the lender must polish the eyes and check whether the loan platform holds the consumer financial license issued by the CBRC to confirm whether the loan platform has a private loan qualification. If not, it is recommended that the borrower replace the loan platform to avoid more serious consequences. The interest rate of private lending can be appropriately higher than the bank’s interest rates. The people’s courts in various regions can be grasped specifically according to the actual situation of the region, but the maximum must not exceed four times the interest rate of the interest rate of similar loans. Beyond this limit, the interest beyond the interest is not protected.
[Legal basis]
“Several Opinions of the Supreme People’s Court on the People’s Court of Court of Lending Cases” Article 6 The interest rate of civil loans may be higher than the interest rate of the bank. The situation is specific, but the maximum shall not exceed four times the interest rate of the bank’s similar loan interest rate. Beyond this limit, the interest beyond the interest is not protected. Article 7 The borrower shall not account the interest in the principal. In the trial, if the creditor calculates the interest in the principal, the interest rate exceeds the limit specified in Article 6, and the interest exceeding parts will not be protected.
Pay content for time limit to check for freenThe answer is very happy to answer the doubts for you, Article 25 of the “Regulations on Preventing and Disposing Illegal Fund” stipulates: “Illegal fundraising and illegal fundraising to help people should refund the fund -raising funds from the fundraising participants. . Any unit or individual may obtain economic benefits from illegal fund -raising. Due to the loss of participating in illegal fundraising, the fundraising participants should be borne by themselves. “If you can continue to ask me if you don’t understand You live a happy life!